Terms of Service

The following are the terms and conditions for use of LendingHQ.com (the “Website”). The term “you” refers to the user or viewer of our website.

By accessing and using this Web Site, you shall be deemed to have accepted to be legally bound by these Terms of Service. If you do not agree to these Terms of Service, please do not use this Website and discontinue your access immediately.

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  •  Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without LendingHQ.com prior written consent.
  •  Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States of America in the State of South Carolina.

Disclaimer
Information on this website and any accompanying materials are designed to provide accurate and authoritative information in regards to the subject matter covered in them.  This information is provided with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional opinions. If legal advice or other expert assistance is required, the service of a competent professional should be sought. Although the information verbally spoken by representatives of, as well as information contained, implied, and posted anywhere on LendingHQ.com is presented in good faith and believed to be correct, LendingHQ.com makes no representations or warranties as to the completeness or accuracy of the information and will not be responsible for any monetary loss.

Approval
Being approved or pre-approved does not guarantee that the requested loan will be funded. Funding a loan is solely at the discretion of the lender (investor).

Qualification
While hard money lending offers great flexibility in loan qualification requirements, we can not guarantee that you will qualify. Every loan is different,  but there are many ways to fund a loan, even if you have active bankruptcies,  foreclosures, judgments or tax liens – they can be paid off out of the loan. We may ask you to submit a copy of your credit history – get your free report at KreditKarma.com

Timeframe
While we can close on the loan and get you funded in as quickly as 7 days, this is in no way a guaranteed time frame. There are many things that can delay the process. Submitting all required information and documents we ask for in a timely will speed up the process. Keep in mind some things are completely out of our control, such as waiting on a title search to come back, or getting an appraisal.

Limitation of Liability & Indemnity
Except as otherwise expressly provided, this site, all contents and all products and services are provided on an “as is” basis. LendingHQ disclaims all warranties of any kind, either express or implied. LendingHQ does not warrant that your use of this site will be uninterrupted or error free, or that this site or its server are free of viruses or other harmful elements. Although LendingHQ endeavors to provide accurate information, it does not warrant or make any representations regarding the accuracy or reliability of information on this site. Your use of the site is at your own risk. Neither LendingHQ nor its affiliated or related entities or its vendors or content providers shall be liable to any person or entity for any direct or indirect loss, damage (whether actual, consequential, punitive, special or otherwise), injury, claim, or liability of any kind or character whatsoever based upon or resulting from your use or inability to use this site, or any information or materials provided on the site. LendingHQ is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with the site or any materials on the site, or with any of LendingHQ’s Terms and Conditions, your sole and exclusive remedy is to discontinue using the site. You agree to indemnify, defend and hold harmless LendingHQ, its shareholders, officers, directors, employees, agents, distributors, vendors and affiliates from and against any and all third party claims, demands, liabilities, costs or expenses, including reasonable attorneys’ fees, resulting or arising out of your breach of any of these Terms of Use.

LendingHQ.com is operating as Lending HQ, LLC, a South Carolina LLC.

Updated: 12.08.2013